Picking up from where we left off in Insurance Claim Denials: When to Fight Back (Pt. 1)¸ below are some more common ways in which insurance companies may try to deny valid claims to avoid paying policyholders the settlements they deserve.
Insurance Claim Denials Due to Allegations of Lapsed Policies
In some cases, insurance claim denials may be issued because, as the insurer alleges, a policy has lapsed because it was not renewed or the individual missed a payment on the policy. Although this may be the truth in some cases, people who know that they have paid all of their premiums on time should not accept insurers’ denials of their claims.
Here, the following can be effective at proving that a policy is actually active and that, as a result, policyholders should be issued payouts for their claims:
- Copies of cancelled checks to the insurer
- Copies of bank statements
- Letters from the insurer regarding the policy
- A lack of evidence from the insurer regarding the cancellation of the policy.
Insurance Claim Denials Due to Other Factors
There may be a number of other questionable reasons that insurers use to dispute or deny valid claims. Therefore, the bottom line is that, if you believe your legitimate claim has been unfairly denied, take action, consult an attorney and be prepared to fight back.
Insurance companies rely on people not knowing their rights and blindly accepting denials of their claims. Don’t lose out on money you deserve by expecting an insurance company to act ethically or reasonably with your claim. Instead, contact Cederberg Law.
Contact a Boulder Insurance Dispute Lawyer at Cederberg Law
If your insurance claim has recently been unfairly denied or you are currently fighting with an insurer to get the payout you deserve, contact a Boulder insurance dispute lawyer at Cederberg Law by calling us at 303-499-0449 or emailing us using the form at the side of the screen.
Since 2011, our esteemed legal professionals have been successful at securing results and compensation for people who have been wronged by insurance companies. Having handled countless cases, our attorneys have a deep understanding of the law, as well as the legal experience you need, and we can fiercely defend your rights in any legal setting. In fact, while we are aggressive litigators in court, we are also skilled negotiators outside of court. This makes our trusted lawyers a formidable force that will not back down until you secure the maximum possible compensation for your injuries, expenses and losses.
At Cederberg Law, you will not be handed off to a paralegal or assistant. You will receive personal attention and professional service from an experienced lawyer who cares about you and who is dedicated to providing you with superior legal services at every stage of your case. In addition to offering free initial consults and contingency fee options, our lawyers make hospital visits to ensure that you have access to the legal support you need – whenever you need it.